Second Chance Financing
| Days | Hours |
| Monday | 8:00AM to 7:00PM |
| Tuesday | 8:00AM to 7:00PM |
| Wednesday | 8:00AM to 7:00PM |
| Thursday | 8:00AM to 7:00PM |
| Friday | 8:00AM to 6:00PM |
| Saturday | 8:00AM to 6:00PM |
| Sunday | Closed |
Second-Chance Financing at Okotoks Volkswagen
Life doesn’t always follow a straight financial path, and Okotoks Volkswagen understands that. Our second-chance financing program is designed for customers who have faced credit challenges but still need a dependable vehicle and a realistic plan to move forward.
Instead of relying solely on a credit score, our approach looks at the broader picture:
• Employment stability
• Income consistency
• Current financial obligations
• Ability to maintain manageable monthly payments
We work with specialized automotive lenders who focus on rebuilding credit rather than excluding applicants. This allows many customers to qualify for financing on both used vehicles and Certified Pre-Owned Volkswagen models, even if they’ve been declined elsewhere.
Key benefits of our second-chance financing approach include:
• Confidential, in-house application handling
• Flexible loan structures designed around affordability
• Reporting to major credit bureaus to support credit improvement
• Guidance on vehicle selection to avoid overextending financially
Our goal isn’t just approval—it’s sustainability. We take the time to structure financing that makes sense today while supporting better financial outcomes tomorrow.
